Jewelers Mutual Insurance Reviews


Are you looking for a good insurance company for your jewelry? There are several to choose from, and this article will help you decide which is best for you. Some of the companies covered include Chubb, Lavalier, and State Farm.


If you are looking for insurance coverage for your jewelry, Lavalier has many options to choose from. This company offers policies that protect all kinds of jewelry loss. The company provides a simple quote tool for you to input the details of your jewelry and get a quote in no time. You can also contact customer service or sign up for an online account.

Lavalier’s policy is available in several different levels of coverage, with a maximum of $50,000 per item. Some items may be excluded, including watches, which are only insured in specific scenarios.

There are also deductible options available. These are a great way to reduce your premiums, especially if you have precious jewelry. However, a high deductible could increase your premiums substantially.

Depending on your needs, you can purchase an “all-risk” policy or a “scheduled” one. Both of these options offer the same types of benefits, but they differ in the coverage you can obtain.


Jewelry insurance is a smart way to protect your precious jewelry from theft, damage, or loss. If your jewelry is stolen, your insurer can pay you up to five thousand dollars for the value of your stolen jewelry. You can also get coverage for items that are lost or damaged in an earthquake, flood, or mysterious disappearance.

Gemshield is a jewelry insurance policy that pays to repair or replace your jewelry. Its coverage is more comprehensive than most policies, and it includes accidental, flood, and earthquake coverage. The policy can be adapted to your needs, and its payment plan is flexible.

The GemShield application process is fast, convenient, and accessible. You can start the process online in a matter of minutes. Whether you have an item valued at $20,000 or $100,000, you can get a quote instantly. During the online application, you will be asked to enter your ZIP code and the estimated value of the ring.

If you need to add more items to your policy, you must request a change. However, the policy will automatically cover new items for up to 90 days.


Chubb is the largest publicly traded insurance company on the planet. They offer a variety of insurance products, including jewelry insurance.

The company offers a host of features to make your life easier. For example, they have an app that lets you take a photo of the damaged items, receive a repair estimate, and pay the bill from your phone.

The company also has a website that allows you to pay your bills, manage your account, and report a claim. You can even find a local agent to help you.

The company also offers a number of specialty insurance policies, including collector car insurance. Its standard coverages include some of the highest limits in the industry. In addition, Chubb provides up to $15 million in property protection.

When it comes to jewelry, the company has you covered with no deductibles. This means that you get total replacement value, no matter what.

The company also has a claim filing process that is fast and easy. Chubb will pay out your claim within 48 hours.

State Farm

Jewelers Mutual is an excellent choice for jewelry insurance. It offers competitive pricing, robust coverage, and flexible payment options. You can get a quote in less than a minute.

Jewelers Mutual has been in business for over 100 years. It was founded by a group of jewelers in Wisconsin. The company was formed to solve the insurance needs of jewelry store owners. They also offer products nationwide and in Canada.

Jewelry insurance can help you replace damaged or stolen items. In addition, you can use the insurance to cover other items in your home, such as art, antiques, and valuable antique pianos.

You can choose from two different types of coverage: comprehensive and replacement-only. Comprehensive coverage protects your insured items against any damage caused by normal wear and tear. Replacement-only policies replace the items with like quality and value.

State Farm is a well-known brand name that offers various financial products. Its agents help customers save money on renters, auto, and life insurance. Customers can also submit claims online and manage their policy through a customer app.