Go Cashless & Save Fuel: A Guide to Wallet Payments at Petrol Pumps


Gone are the days of scrambling for loose change or waiting in line to withdraw cash for your petrol fill-up. With the growing digital landscape, wallet payments have revolutionized the way we pay for fuel, offering a convenient, secure, and potentially fuel-saving experience.

This guide explores the benefits of using wallets at petrol pumps and provides a step-by-step breakdown of the process.

Why go cashless at petrol pumps

Switching to a wallet app for payment at petrol pumps comes with a multitude of advantages:

  • Convenience: Forget about carrying cash. With a few taps on your smartphone, you can pay for fuel quickly and efficiently.
  • Speed: No more waiting in line to withdraw cash. Wallet payments streamline the process, getting you back on the road faster.
  • Security: Wallets offer enhanced security compared to cash. Transactions are encrypted, minimizing the risk of theft or loss.
  • Rewards & cashback: Many wallet apps provide cashback offers or loyalty points on fuel purchases, translating to direct savings.
  • Track expenses: Wallet transactions are automatically recorded, giving you a clear overview of your fuel spending habits.

Types of wallets accepted at petrol pumps

A variety of wallet options are available for fuelling your car:

  • Mobile wallets: Popular choices include Paytm, PhonePe, Bajaj Pay, Google Pay, and Amazon Pay. These wallets function through dedicated apps on your smartphone.
  • Contactless cards: Many debit and credit cards offer contactless payment options, allowing you to simply tap your card on the designated reader at the pump.

Using wallet apps for petrol payments

Here is a step-by-step guide on how to use a wallet app to pay for petrol:

  1. Ensure compatibility: Before heading to the pump, verify if the petrol station accepts your preferred wallet app.
  2. Top up your wallet: Make sure your wallet app has sufficient balance to cover the estimated fuel cost. Top-up options typically include linking your bank account, debit/credit card, or UPI.
  3. Fill up your tank: Inform the pump attendant about your intention to pay with a wallet app. Fill your vehicle as usual.
  4. To initiate payment, Open your wallet app and select the “Pay” or “Scan & Pay” option.
  5. Scan or enter details:
  • QR code method: If the pump has a wallet QR code displayed, scan it using your phone’s camera within the wallet app.
  • Manual entry method: If a QR code is not available, enter the merchant ID or station code provided by the attendant.
  • Amount confirmation: Double-check the displayed amount to ensure it matches the fuel cost.
  1. Enter PIN/Fingerprint: Enter your wallet app’s PIN or use fingerprint authentication to authorize the payment.
  2. Confirmation: You will receive a confirmation message on your phone indicating a successful transaction. The pump attendant may also provide a printed receipt.

Additional tips for a smooth experience

  • Download the app: Before reaching the pump, ensure you have the chosen wallet app downloaded and registered on your smartphone.
  • Maintain internet connectivity: For seamless transactions, ensure a stable internet connection on your phone.
  • Check for offers: Look for cashback or discount offers on your preferred wallet app for petrol purchases.
  • Safety first: While wallet apps offer a convenient way to pay, remember to follow safety guidelines at petrol stations. Avoid using your phone near dispensing units and adhere to “switch off mobile phones” signage if present.

Fuel savings with wallets

While wallet payments themselves do not directly reduce fuel consumption, some wallet apps offer cashback or reward programs that can translate to indirect savings.

Additionally, the ease and speed of transactions with wallets can help you avoid the temptation of topping off your tank with small amounts, potentially leading to more mindful fueling habits.

Popular e-wallet apps in India

Here are a few well-regarded e-wallet apps in India to get you started on your cashless journey:

  • PhonePe: A popular app that allows bill payments (including electricity bills!), money transfers, online shopping payments, and more. PhonePe offers features like expense tracking and investment options.
  • Paytm: Another widely used app offering bill payments, money transfers, online shopping payments, mobile recharges, and movie/travel bookings. Paytm also boasts features like bus ticketing and in-store QR code payments.
  • Bajaj Finserv: Bajaj Finserv Wallet combines the benefits of a digital wallet with EMI finance and personal loan features. It is particularly popular for no-cost EMIs and personal loans, and it allows bill payments, mobile recharge, and more.
  • Amazon Pay: Amazon Pay’s digital wallet service allows bill payments, money transfers, online shopping payments on Amazon and partner websites, and mobile recharges. Amazon Pay occasionally offers cashback promotions on transactions.
  • Google Pay: A convenient app for bill payments, money transfers, online shopping payments on partner websites, and mobile recharges. Google Pay also integrates seamlessly with other Google services.

Choosing the right e-wallet app for You

With a plethora of e-wallet apps available, selecting the perfect one can feel overwhelming. Here are some factors to consider:

  • Features: Identify the features most important to you. Do you prioritize bill payments, money transfers, budgeting tools, or investment options? Choose an app that aligns with your needs.
  • Security: Prioritize apps with robust security features and a clear privacy policy.
  • Fees: While many e-wallet apps are free, some may charge transaction or maintenance fees. Compare costs across different apps to find one that fits your budget.
  • Supported merchants: Ensure the app works with the merchants and service providers you frequent.


Embracing wallet payments at petrol pumps is an intelligent move for drivers seeking convenience, security, and potential fuel cost savings. With a multitude of wallet options available and a user-friendly payment process, going cashless at the pump is a win-win situation for both drivers and petrol station operators. So, ditch the cash and experience the benefits of a digital fuelling journey!