AAA Home Insurance Reviews


When choosing a home insurance provider, it’s essential to compare the company’s affordability, customer service, financial strength, and coverage options. Here’s an overview of how AAA compares to the competition. It also ranks affordable, with fewer complaints than the industry average.


You may qualify for several AAA home insurance discounts. These discounts vary by insurance provider and location. The most significant discounts, however, are reserved for homeowners with excellent credit and no claims within the last five years. Depending on your profile and the company you choose, you can save as much as fifteen percent on your homeowner’s insurance premiums.

AAA home insurance also offers discounts based on the age and location of your home. If your home was built before the 1970s, it might qualify for a special AAA discount. Additionally, you may be able to save on premiums by having a hail-resistant roof. Additionally, if you’re a retiree or have no claims, you’ll be able to save an additional 5% on your insurance premiums.

There are also policy-level discounts. A loyalty discount may apply if you have been with the same insurance company for several years. Additionally, claims-free discounts may apply when you renew your policy. You should always check with your insurance company to determine if you’re eligible for these discounts. Some insurance companies cap the number of discounts they offer, so check the cap before you sign on. Some insurers cap discount percentages at around 30 or 40%.

Financial strength

AAA Home Insurance has an A rating based on its financial strength. This rating indicates that the company is financially strong and has a solid reputation with customers. In addition to providing the consumer with a reliable home insurance policy, AAA can cover the cost of repairing or rebuilding a damaged home.

Customer satisfaction is also an essential factor to consider when choosing a homeowners insurance company. AAA ranks in the top five when evaluating customer service and satisfaction. Customer satisfaction is based on the overall satisfaction score from the J.D. Power survey. This score is a good indication of the level of customer service. In addition to J.D. Power, MoneyGeek and AM Best rated AAA as “excellent” in customer service. Financial strength is essential in determining whether a company can fulfill its obligations to policyholders.

Coverage options

When shopping for homeowners insurance, it’s helpful to know your options. For example, you might consider a homeowners insurance policy that provides replacement cost coverage for your dwelling. This type of policy may be more expensive than a standard policy, but it does provide comprehensive coverage that can protect your assets. Some policies even cover identity theft and other crimes that happen inside the home.

The best way to determine if AAA is the right choice for you is to compare multiple quotes from different providers. Some companies have membership benefits that allow you to save money. You may also consider bundling home insurance with auto insurance to get the best rate. However, some people find working with an agent frustrating because of the differences between states and regions.

If you live in an area with high flood risk, consider a homeowners insurance policy that includes flood insurance. You can usually add flood insurance to your policy for a small additional premium. Some insurance companies may offer discounts for various items, including smoke detectors.